MONEY AND DEBT ADVICE

CAB advisers aim to empower our clients by helping them to prioritise their debts and maximise their incomes. We won’t tell a client what to do but will explain the options available and the possible outcomes. We also have a specialist debt and money advice team, which can assist with the following:

• Assess your income and advise, where appropriate, how this might be increased (e.g. claiming benefit).

• Contact creditors if appropriate (following consultation with yourself), on your  behalf and again where appropriate, request they suspend recovery action and interest charges etc.

• Help you prepare a Financial Statement.

• Discuss your options based on your financial problems.

•  Help you make an informed choice based on options.

•  Send, with your permission, your financial details, if appropriate, to creditors in order to negotiate affordable repayments.

•  Keep you informed of the progress we are making on your case.

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To get debt and money advice contact our main offices or drop-in.

Note that due to funding our specialist programmes can only assist clients in Aberdeen City, clients in Aberdeenshire should contact their local bureau.