PASS - PATIENT ADVICE AND SUPPORT SERVICE
CAB advisers aim to empower our clients by helping them to prioritise their debts and maximise their incomes. We won’t tell a client what to do but will explain the options available and the possible outcomes. We also have a specialist debt and money advice team, which can assist with the following:
Assess your income and advise, where appropriate, how this might be increased (e.g. claiming benefit).
Contact creditors if appropriate (following consultation with yourself), on your behalf and again where appropriate, request they suspend recovery action and interest charges etc.
Help you prepare a Financial Statement.
Discuss your options based on your financial problems.
Help you make an informed choice based on options.
Send, with your permission, your financial details, if appropriate, to creditors in order to negotiate affordable repayments.
Keep you informed of the progress we are making on your case.
To get debt and money advice contact our main offices or drop-in.
Note that due to funding our specialist programmes can only assist clients in Aberdeen City, clients in Aberdeenshire should contact their local bureau.